I got a little obsessed with the numbers behind retiring early — running scenarios, tweaking assumptions, asking “what if?”
Two things always tripped me up. The first: our savings were scattered across a dozen accounts — brokerage, 401(k)s, IRAs, my spouse’s. Pulling them into one view was hard enough, but even once I could see it all, nothing told me when our household could actually retire early, how we’d cover health insurance before Medicare, or whether the money would last. And so much of the early-retirement world is buried in jargon that makes it hard to even begin.
So I built this — the workspace I wished I had. It brings your accounts together in one place and explains the terms and ideas as you go, so you understand what you’re looking at instead of needing to be an expert first. Run the numbers yourself, at your own pace, with a little guidance where it helps — and get a clearer, wiser view of your path to financial independence and early retirement. Your data stays yours — it lives locally on your device by default, and only syncs to the cloud if you choose to create an optional account.
If it helps you plan with a little more confidence, that’s the whole point. Have an idea or spot something off? I’d genuinely love to hear it.